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The Philadelphia Council for Community Advancement (PCCA) is a regional housing nonprofit that seeks to economically empower individuals and families through financial literacy education and comprehensive housing counseling, helping to strengthen families and communities.

THE ROAD TO HOMEOWNERSHIP

Step 1: Client Assessment

• Workshop Education and Individual Outreach to Clients in Need
• Intake
• Initial Client Assessment of Service Needs
• Financial Assessment
• Develop Case Management Plan

Step 2: Client Readiness

• Develop Partnership
• Prepare Goals
• Address Credit Challenges
• Grow Credit Scores
• Balance Cash Flow with Increased Savings

Step 3: Client Preparation

• Review Match with Neighborhood Transformation Initiatives
• Review Open Market
• Match Financial Profile with Lender Products
• Relay Purchasing Process and Hidden Costs to Homeowner
• Compare Housing Purchase Timeline with Personal Preparedness

Step 4: Client Execution

• Prepare Lender Package
• Seek Pre-Mortgage Approval
• Prepare for House-Hunting

Step 5: Delivery

• Identify Dream Home
• Mortgage Approval
• Settlement Assistance
• Move in Day